August 23rd, 2010
Did you know that ’should you decide’ that you want to become an attorney that you just don’t run down to the local ’school of law’ and enroll?
Nope. There’s more to it than that!
One of the first things you need to do, assuming you’ve graduated high school and took the appropriate classes in college, you still have some work to do!
One thing you need to do is some lsat prep before you sign up to take that test!
No time? Try some online prep classes! You can squeeze online learning into most any schedule. They aren’t cheap, but they are money well spent. Prepare for the LSAT just like you would any other test.
Chance favors the prepared mind.
Tags: lsat prep
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August 19th, 2010
There are times when it’s important to check your insurance coverage and a great time is when you add a teenager to your policy. Just because you’ve used the same agency for years does not mean that you’re getting the cheapest car insurance around.
And the companies with the big commercials may not be your cheapest choice either.
It pays to shop around. It especially pays to shop around when your circumstances change. All of these circumstances can change the price of your coverage:
Did you:
Get married?
Divorced?
Add a driver?
Have a child turn 16?
Have a child turn 18?
Have a child go to college?
Turn 35?
Moved to a new city?
Got a new vehicle?
If so, it might be time to check around for the best price for your new circumstances.
Tags: car insurance
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August 19th, 2010
I love magazines.
I can’t get enough of them.
I have my favorites too. My new favorite is Mary Janes Farm. It’s kind of like Martha Stewart meets Mother Earth News. Love it!
But I also subscribe to National Geographic, Mother Earth News, a couple of ‘women type’ mags, a photography mag,and more… ….. Like I said, I like magazines and I can’t pass up a really good deal on reading material. Lately the bargains have been great!
Last month I got an offer in the mail for a collectibles/antique type mag and it sounded SO good to me that I signed up immediately and when the bill came I sent off a check, long before I saw an issue.
My bad.
The first issue came.
It’s nothing more than a newsletter.
And filled with information I already knew! Information I had read either in an emailed newsletter or on Yahoo news.
I’ve written for a refund as I am thoroughly disappointed.
magazines
Tags: magazines
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August 19th, 2010
A recent trip to the dentist didn’t go as well as I’d hoped. It seems that some of my crowns are hiding decay underneath and have to be replaced. They’ve outlived their normal lifespan by several years.
The bad part? Well, other than I have to have the work done is that my insurance caps at a certain dollar amount which means that I’ll have a substantial out of pocket.
I found out that the solution to getting the biggest bang for my buck is to enroll in my work’s health savings account. Seems I can use the money now and have what I spend deducted over the course of the coming year.
Now that’s smart! Now if I can just make that appointment…. Yikes
dental-tools
Tags: dental caps
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August 19th, 2010
During the monsoon we had a couple of months ago, our house was SO humid that we ended up heading to town and buying a dehumidifier. And now even though the last couple weeks have been HAWT (that’s Very very very hot) and DRY the dehumidifier is still running a supplying us with a steady supply of distilled water.
At first, I just watered the plants with it. And one only needs ‘so’ much distilled water for their iron.
I was tempted to just pour those gallons down the drain, but I couldn’t do that. I had to find a use for all that ‘free’ water.
So, I put a new water dish on the porch for the critters and every morning I refill their water dish with fresh, clean, free water. (Any leftover water in their dish goes to the flower bed off the porch.)
water-bowl
Tags: dehumidifier water
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August 19th, 2010
A couple of years ago, well four actually, daughter took her tax refund and took her kids on a vacation. Like many of us, they’d never been anywhere on vacation and decided to just go all out, at least once.
She did her homework, she contacted friends, she looked around, she shopped around and found Disney vacation packages that saved her some big bucks. She rented a van, and headed east.
She stayed with friends, saving money on motel/hotel. She packed a couple of ice chests and carried their own drinks, fixings for sandwiches and snacks. She used coupons for some meals out. Everything thing she did was either free, low cost, or bought at a discount.
She and her kids had the time of their lives in a trip that they’ll always remember. I’m proud of the way that she too is frugal.
beach
Tags: frugal trip
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August 19th, 2010
A long time ago, when I was really really cash strapped and I needed a new light bulb. Well, I’d take one from a seldom used area like a bedroom lamp, or from a multi light unit, like over the bathroom sink and then use it wherever I needed it.
I also, TOOK all my own lightbulbs with me when I moved!
That may seem a little stingy, but boy was I strapped back then.
These days when I need a new lightbulb, I just go to the pantry and get a new one off of the top shelf. Yes, I stock up when I find a good deal and keep some on hand. When I open the last package of bulbs, then bulbs go on my shopping list.
That’s how you keep on top of pantry items.
light bulb
Tags: lightbulbs
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August 18th, 2010
Whenever I’m looking for a deal, or just looking, I hit some shopping portals. One of my scheduled stops is at buy.com.
This week, one of the weekly deals is a Hamilton Beach ice cream maker! What better way to finish off summer than with ice cream (and lots of it - since we’re making our own)!!
ice cream maker
This one’s a Hamilton Beach that requires NO ROCK SALT!!! OMG that is what keeps me from making ice cream just any old time (no rock salt in the house). I don’t know ‘how’ it does it, but at $19.99 and FREE SHIPPING - this can’t be beat!!!!
Let’s see vanilla, french vanilla, strawberry, cherry, ooo pineapple, no, peach… … ..
Tags: ice cream maker
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August 15th, 2010
I’ve been avoiding getting an Ipod for well, years!
I don’t have much ‘need’ for listening to music during the day. I don’t think it would go over well in the office!
In the car, I listen to the radio or a book on cd and it suits me well. At home, I’m typically too busy to worry about listening to anything.
Then my friend Christy bought herself an Ipod. She listens to music AND she listens to books on her Ipod.
Hmmm, maybe I ‘could’ wear one around the house and get the benefit of ‘hearing’ more books. That got me thinking that maybe, just maybe I would use one enough to get my monies worth out of one.
So I went looking at ipod reviews and was amazed at how many people use and enjoy these little MP3 devices every single day!
Ya know, my bd is coming up. Maybe I should treat myself to my very own ‘useful music device!
ipod
Tags: books on tape, ipod
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August 15th, 2010
I took two kiddos back to school shopping this weekend.
Whew!
The crowds, the heat, the aggravation….. I’m glad that’s over for another year!
One tiny little way you can save money when going back to school shopping is to ‘know what you have’ before you go.
YES, go through your kids closet with the child. Anything that’s obviously worn out or too small pack up for a donation. Anything that’s questionable, try it on!
Then once you know ‘what’ you have you can make a list of ‘what’ you need for your back to school wardrobe.
You might have plenty of jeans but need tops. You might have lots of tops but need something to ‘go with’ a certain skirt, or shorts….
Having a list and knowing what you need will keep you from spending too much money on ‘too many pairs of jeans’ or too many new underwear.
Every little bit helps with your bottom line when it comes to back to school shopping!
shirts
Tags: back to school shopping
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